MOLD and ROT
Two things you don't want to have in your new house!
So here is the whole story--we were painting the office and had taken all the boxes out and piled them in the corner of our living room. When we finished painting we finally unpacked the boxes and found a big black spot on the carpet where the boxes had been piled. At first we thought it was my art supplies leaking out of the box but that box was filled with my scrapbook paper not my art supplies! So then we realized it was mold. We called our homeowners insurance and they came out to take a look at it. The guy was really nice and said it was no big deal--just cut out the carpet in the corner and seal underneath it and we'd be okay. Whew! So we cut out the carpet and saw it was on the wall, so Michael cut a little of the dry wall off and the wood underneath was wet! So we cut a little more and found the insulation was wet. We cut that all out and found the wood crumbling all the way to the stucco!
So we called our insurance company and they came out again and said it's worse than they thought and there was an obvious leak from the stucco and that they don't cover stuff like that. So we are left with an enormous, expensive mess and no one to help us fix it. The insurance company said it's a pre-existing condition, a builder defect, and the previous owners fault for not fixing it when it started getting wet inside or even disclosing the problem to us when we purchased the house. So, yes, this is our nightmare!
Two things you don't want to have in your new house!
So here is the whole story--we were painting the office and had taken all the boxes out and piled them in the corner of our living room. When we finished painting we finally unpacked the boxes and found a big black spot on the carpet where the boxes had been piled. At first we thought it was my art supplies leaking out of the box but that box was filled with my scrapbook paper not my art supplies! So then we realized it was mold. We called our homeowners insurance and they came out to take a look at it. The guy was really nice and said it was no big deal--just cut out the carpet in the corner and seal underneath it and we'd be okay. Whew! So we cut out the carpet and saw it was on the wall, so Michael cut a little of the dry wall off and the wood underneath was wet! So we cut a little more and found the insulation was wet. We cut that all out and found the wood crumbling all the way to the stucco!
So we called our insurance company and they came out again and said it's worse than they thought and there was an obvious leak from the stucco and that they don't cover stuff like that. So we are left with an enormous, expensive mess and no one to help us fix it. The insurance company said it's a pre-existing condition, a builder defect, and the previous owners fault for not fixing it when it started getting wet inside or even disclosing the problem to us when we purchased the house. So, yes, this is our nightmare!
8 comments:
That sucks!! That happened in our last house in the bathroom...nightmare!! Don't you love insurance companies?
I just makes me sick, Amanda. I am soo sorry. I have been thinking about you a lot lately. Come talk anytime.
Oh Amanda, I feel for you. I worry what I will find when my stucco falls off. Hang tough- it will work out.
That is worse than I imagined! Let me know if I can help.
How terrible, you must be so frusterated.. This to shall pass..
how awful! no fun at all. I hope this can be resolved soon for you guys!
Okay, that is awful. And my question is "Why in the heck to we pay for insurance when it barely covers ANYTHING?" I am so sorry...
Oh brother! So sorry you have to deal with that crap. Hope it gets fixed soon so you can get back to enjoying your new home.
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